Learn more about FintelioX

What you have invested for Digital transformation now able to return and create revenues - Compatible with your existing IT infrastructure. 

  • Enterprise grade platform, front end and middleware technology to meet regulation and compliance requirements - open up business opportunities for the banks

  • Make the non fin organizations act as banks!

  • Integrate fintech technology and business flows in sectors of economy and society.


FintelioX is the first integrated suite of enterprise solutions and services in the field of Fintech in Greece. It allows Banks and other financial institutions to utilize the European Directive PSD2 and the open banking — open finance trend in order to develop new business models, and a large number of private and public organizations to effectively incorporate financial transactions into their processes as well as data and customer management to produce value.

FintelioX is based on state-of-the-art technologies (java spring boot, Node js, angular, API first architecture, cloud and on premise infrastructure providing modules through docker containers etc.), architectures and open APIs management and includes developer tools based on international standards (FinTech SDK), marketplace infrastructures and payment and authentication scenarios using debit and credit cards, e-commerce applications as well as vertical solutions such as chatbots, government & utility bill payments and crowdfunding.


The FintelioX platform will implement Open Finance applications and processes by turning traditional methods of providing financial services into more up-to-date, direct and innovative ones. The use of smart mobile phones and the Internet, in general, creates new conditions for access to financial services for everyone. Nowadays, new fintech companies are emerging to offer something new, while the majority of existing companies and financial institutions are incorporating fintech solutions to improve their services.

Learn more about FintelioX

FintelioX is aimed at banks and all public and private organisations that wish to transform their business model and offer new modern services to their customers. It could be used for authentication, digital bots for information and transactions, e-commerce for online payments, personal & business financial advisors, applications for energy, agriculture, transportation, the public sector, SMEs etc. 

FintelioX can be used in telecommunications organisations for payments, energy companies for bill payments, authentication, buying and selling energy and switching providers, NGOs for donations, transport companies for the payment of shipping charges, theaters, concerts and spectacles for ticketless access using debit or credit cards, loyalty programs for customer engagement and personalisation of offers, insurance companies for dynamic pricing or contract transfer, public administration for e- payments and access to e-government services and so on.

FintelioX consists of 11 integrated applications:

    • Open, for Open Banking and PSD2 compliance

    • ByB (Bring your Bank), for the execution of financial transactions by non-bank organisations and support of e-commerce

    • CrossOver, for the establishment of a banking hub, access to accounts and transactions in other banks and exchange of data with banks and other public sector organisations

    • SDK, for easy integration into third-party applications

    • M, for certification, authentication and consent management for data exchange between different entities

    • Marketplace, for the creation of a marketplace with cloud apps, such as loyalty, accounting applications etc.

    • Containers, for the delivery of the solution regardless of the users, technology and infrastructure

    • Bot, for AI implementation and interactive multi-channel chatbot services

    • Crowdfunding, for the implementation of donation and investment crowdfunding

    • Gov, for the integration of payments into public bodies through the use of debit and credit cards

FintelioX applications are fully functional and used by banks and other organisations in Greece, Cyprus and Albania, while a customised suite for energy-related businesses will be available soon.